Are you dreaming of owning a home, but are wondering how to finance it? MyCommunity Mortgage home loans have flexible guidelines that make it easier for you to buy a home. Other benefits of this product are 97% financing, up to 3% seller contributions allowed, and gift funds are allowed.

Ideal for first-time buyers, no down-payment mortgages can help reduce or eliminate nearly every cost associated with obtaining a home loan. These programs normally combine two loans: An 80% first mortgage, and a 20% second mortgage. The interest rate is typically the weighted average of the two loans.

If you are self-employed, retired, or have income that is difficult to verify, a low documentation loan may be perfect for your situation. This loan keeps the paperwork to a minimum by allowing you to state your income and/or assets. Second Homes and Investment properties are allowed.

VA loans are backed by the Department of Veterans Affairs and are available to qualified veterans and active-duty military personnel. VA loans offer flexible qualifying guidelines. If you qualify for a VA loan you may be eligible to purchase a home with no down payment.

A Home Equity Line of Credit offers you the ability to use the equity in your home to complete home improvement projects, consolidate high interest credit cards, pay for college tuition, purchase a new car or boat, as well as many other things. With a line of credit much higher than that of regular credit cards and a lower interest rate, you can choose from a draw period of 5 or 10 years.